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No matter what the walls you live in are made of, your home is usually your biggest asset. A homeowner's policy isn't just smart, it's mandatory, and that's why it's important to sit down with a broker and decide how to accurately match your policy with your needs.
Home insurance covers the building, its contents and liability, and ranges from comprehensive to basic coverage. For condominium owners and tenants, only contents and liability coverages apply. Merit offers policies for homes, condominiums, tenants and cottages.
The Three General Policy Types:
- Named Perils (Basic)
- Broad Form
- Comprehensive
Refer to the Glossary of Insurance Terms for full definitions of coverages.
Ask your Merit broker to help assess your options and explain the different types of homeowner's policies. Call us anytime and ask to speak with one of our Personal Property specialists.
Greater Toronto Area: (416) 497-5556
Waterdown: (905) 690-6888
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Personal Property